The steps I highlight below are critical to the complete buying process, especially for first-time home buyers. I will guide you through this buying process step-by-step with the "Real and Achievable" goal of you acquiring a home that meets your needs, desires, and price range. This is a highly collaborative process and a team effort.

1. Identify a lending institution (a "Reliable and Dependable" lender is very important; I have recommendations)
2. Get qualified from the leading institution (this determines your maximum loan amount; qualification must be in writing)
3. Determine your down-payment (available "Seasoned" cash referring to evidence of monies in your possession for at least 6 months; should not be borrowed money)
4. Identify key information by answering the following
   • When do you need to be in the home?
   • What is you desired city? What is your 2nd and 3rd choices?
   • How many bedrooms? bathrooms?
   • Identify any limitations on number of floors (1 story, 2 story, or 3 story)
   • Do you need a large or small yard?
   • Do you have a specific elementary, middle, or high-school preference?
   • Do you have any special requirements or needs
5. Arrange for an office interview (it's very important I understand your requirements; takes approximately 60 minutes)- I will prepare a comprehensive listing of available homes meeting your requirements
   
6. Review list; identify homes you wish to visit; schedule an appointment to show you the homes (typically 1-3 hours per session)
7. BRING YOUR CHECK BOOK! (It's important you are ready to make an offer at anytime)
8. Repeat steps 6 & 7 until we find the home (estimated 1-3 weeks)
9. Make a reasonable offer (I'll review your options so you are successful in getting your offer accepted without over paying; low-ball offers are a waste of everyone time; don't quibble over a few dollars; expect counter-offers
10. Get to the final number (negotiating a price may take 1-2 weeks, expect several rounds of counter-offers, I will get you the best price possible)
11. SOLD! - I'll coordinate the opening of Escrow (typical escrow is 45-days; I will explain the entire process and keep you up-to-date)
12. Move in and enjoy!